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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $484,436 | $154,159+214.2% | $130,026+272.6% | $139,456+247.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 4.13% | 32.50%-28.4pp | -137.26%+141.4pp | 373.45%-369.3pp |
| Employer contribution / active EE | $0 | $5,292-100.0% | $4,321-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $11,945 | $6,710+78.0% | $5,821+105.2% | $6,711+78.0% |
| Admin fee / account holder | $16,482 | $14,001+17.7% | $10,608+55.4% | $11,407+44.5% |