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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,415 | $72,404-40.0% | $110,241-60.6% | $64,181-32.4% |
| Participation rate | 59.0% | 73.3%-14.3pp | 79.8%-20.8pp | 69.6%-10.6pp |
| Annual return | -4.38% | -6.29%+1.9pp | 314.75%-319.1pp | 7.63%-12.0pp |
| Employer contribution / active EE | $1,172 | $2,282-48.6% | $3,827-69.4% | $2,381-50.8% |
| Participant deferral / active EE | $1,887 | $3,469-45.6% | $4,672-59.6% | $3,470-45.6% |
| Admin fee / account holder | $3,546 | $5,664-37.4% | $8,548-58.5% | $4,887-27.4% |