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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,845 | $118,708+79.3% | $98,920+115.2% | $158,966+33.9% |
| Participation rate | 91.7% | 77.8%+13.8pp | 76.0%+15.6pp | 82.0%+9.7pp |
| Annual return | 11.76% | 372.49%-360.7pp | 196.47%-184.7pp | 302.95%-291.2pp |
| Employer contribution / active EE | $2,566 | $3,334-23.0% | $2,689-4.6% | $4,762-46.1% |
| Participant deferral / active EE | $7,375 | $5,089+44.9% | $4,245+73.7% | $5,983+23.3% |
| Admin fee / account holder | $5,236 | $10,134-48.3% | $6,643-21.2% | $11,250-53.5% |