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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,622 | $181,896+42.7% | $156,551+65.8% | $273,972-5.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 3.68% | 30.74%-27.1pp | 32.23%-28.5pp | 41.46%-37.8pp |
| Employer contribution / active EE | $4,890 | $6,248-21.7% | $5,501-11.1% | $4,869+0.4% |
| Participant deferral / active EE | $3,284 | $5,550-40.8% | $4,871-32.6% | $5,287-37.9% |
| Admin fee / account holder | $2,389 | $15,560-84.6% | $13,028-81.7% | $10,133-76.4% |