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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,334 | $84,518-68.8% | $67,704-61.1% | $125,388-79.0% |
| Participation rate | 38.9% | 74.8%-35.9pp | 67.5%-28.6pp | 83.2%-44.3pp |
| Annual return | -0.53% | 2.57%-3.1pp | 25.41%-25.9pp | 282.24%-282.8pp |
| Employer contribution / active EE | $0 | $3,292-100.0% | $2,559-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $1,084 | $4,430-75.5% | $3,585-69.8% | $5,352-79.7% |
| Admin fee / account holder | $1,114 | $5,340-79.1% | $4,255-73.8% | $9,541-88.3% |