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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,270 | $118,695-23.9% | $98,916-8.7% | $158,950-43.2% |
| Participation rate | 87.5% | 77.8%+9.7pp | 76.0%+11.5pp | 82.0%+5.5pp |
| Annual return | -6.24% | 372.39%-378.6pp | 196.45%-202.7pp | 302.91%-309.1pp |
| Employer contribution / active EE | $2,273 | $3,333-31.8% | $2,689-15.5% | $4,762-52.3% |
| Participant deferral / active EE | $4,092 | $5,088-19.6% | $4,245-3.6% | $5,983-31.6% |
| Admin fee / account holder | $1,189 | $10,132-88.3% | $6,642-82.1% | $11,248-89.4% |