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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,604 | $160,040+21.6% | $147,096+32.3% | $145,877+33.4% |
| Participation rate | 95.5% | 84.0%+11.4pp | 82.2%+13.3pp | 80.3%+15.2pp |
| Annual return | 11.23% | 98.49%-87.3pp | 419.75%-408.5pp | 551.28%-540.0pp |
| Employer contribution / active EE | $15,972 | $5,289+202.0% | $4,936+223.6% | $4,663+242.5% |
| Participant deferral / active EE | $5,784 | $8,429-31.4% | $8,071-28.3% | $6,691-13.6% |
| Admin fee / account holder | $2,042 | $15,050-86.4% | $13,005-84.3% | $13,402-84.8% |