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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,948 | $148,623+16.4% | $135,974+27.2% | $139,466+24.0% |
| Participation rate | 95.0% | 83.9%+11.1pp | 81.9%+13.1pp | 80.3%+14.7pp |
| Annual return | 16.25% | 79.30%-63.0pp | 68.30%-52.1pp | 373.66%-357.4pp |
| Employer contribution / active EE | $16,965 | $5,246+223.4% | $4,859+249.2% | $4,754+256.9% |
| Participant deferral / active EE | $6,527 | $8,103-19.4% | $7,760-15.9% | $6,712-2.8% |
| Admin fee / account holder | $806 | $12,406-93.5% | $10,767-92.5% | $11,409-92.9% |