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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,113 | $152,619-17.4% | $125,195+0.7% | $152,909-17.5% |
| Participation rate | 87.5% | 83.3%+4.2pp | 79.8%+7.7pp | 82.5%+5.0pp |
| Annual return | 20.74% | 54.85%-34.1pp | 43.79%-23.1pp | 345.46%-324.7pp |
| Employer contribution / active EE | $297 | $4,947-94.0% | $3,866-92.3% | $4,764-93.8% |
| Participant deferral / active EE | $10,641 | $5,869+81.3% | $4,937+115.5% | $5,851+81.9% |
| Admin fee / account holder | $557 | $13,437-95.9% | $9,704-94.3% | $11,601-95.2% |