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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,939 | $48,364+23.9% | $71,796-16.5% | $62,881-4.7% |
| Participation rate | 71.8% | 60.6%+11.2pp | 69.1%+2.7pp | 69.3%+2.5pp |
| Annual return | 7.16% | 13.16%-6.0pp | 78.04%-70.9pp | 20.14%-13.0pp |
| Employer contribution / active EE | $0 | $1,042-100.0% | $1,924-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,360 | $2,091+12.8% | $2,794-15.6% | $3,203-26.3% |
| Admin fee / account holder | $2,698 | $3,771-28.5% | $4,815-44.0% | $4,296-37.2% |