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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,876 | $59,839-6.6% | $81,988-31.8% | $79,858-30.0% |
| Participation rate | 90.0% | 61.6%+28.4pp | 69.3%+20.7pp | 69.6%+20.4pp |
| Annual return | 10.13% | 17.56%-7.4pp | 41.31%-31.2pp | 31.72%-21.6pp |
| Employer contribution / active EE | $3,200 | $1,713+86.8% | $2,498+28.1% | $2,471+29.5% |
| Participant deferral / active EE | $3,675 | $2,695+36.4% | $3,722-1.3% | $3,740-1.7% |
| Admin fee / account holder | $5,975 | $4,287+39.4% | $5,665+5.5% | $5,306+12.6% |