See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY GBO Service code 27 · EIN 13-2919773 | Advisory (Plan) | $57,483 |
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $46,839 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,371 | $82,130+145.2% | $453,369-55.6% | $79,386+153.7% |
| Participation rate | 89.5% | 73.4%+16.1pp | 78.0%+11.5pp | 70.7%+18.8pp |
| Annual return | 18.11% | 345.31%-327.2pp | 64.40%-46.3pp | 116.85%-98.7pp |
| Employer contribution / active EE | $0 | $2,659-100.0% | $4,070-100.0% | $2,427-100.0% |
| Participant deferral / active EE | $7,972 | $4,314+84.8% | $6,209+28.4% | $4,046+97.1% |
| Admin fee / account holder | $669 | $531+26.0% | $11,209-94.0% | $626+6.8% |