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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,008 | $78,690+215.2% | $161,489+53.6% | $87,485+183.5% |
| Participation rate | 96.8% | 67.5%+29.3pp | 78.7%+18.1pp | 68.9%+27.8pp |
| Annual return | 9.05% | 32.74%-23.7pp | 89.72%-80.7pp | 26.06%-17.0pp |
| Employer contribution / active EE | $3,106 | $2,588+20.0% | $4,268-27.2% | $2,596+19.6% |
| Participant deferral / active EE | $7,058 | $3,311+113.2% | $5,630+25.4% | $4,274+65.2% |
| Admin fee / account holder | $4,551 | $6,724-32.3% | $16,006-71.6% | $7,775-41.5% |