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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,508 | $95,406+172.0% | $185,849+39.6% | $85,847+202.3% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 12.47% | 23.59%-11.1pp | 122.10%-109.6pp | 318.61%-306.1pp |
| Employer contribution / active EE | $3,866 | $3,314+16.7% | $5,169-25.2% | $2,565+50.7% |
| Participant deferral / active EE | $5,444 | $3,424+59.0% | $5,569-2.2% | $3,952+37.7% |
| Admin fee / account holder | $36,588 | $7,214+407.2% | $16,244+125.2% | $6,261+484.4% |