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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,008 | $76,407+224.6% | $150,298+65.0% | $82,448+200.8% |
| Participation rate | 96.8% | 66.4%+30.4pp | 77.8%+19.0pp | 68.1%+28.7pp |
| Annual return | 9.05% | 39.99%-30.9pp | 62.79%-53.7pp | 41.64%-32.6pp |
| Employer contribution / active EE | $3,106 | $2,614+18.8% | $4,154-25.2% | $2,551+21.7% |
| Participant deferral / active EE | $7,058 | $3,214+119.6% | $5,453+29.4% | $4,139+70.5% |
| Admin fee / account holder | $4,551 | $6,352-28.4% | $14,116-67.8% | $7,234-37.1% |