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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,008 | $86,050+188.2% | $189,758+30.7% | $94,015+163.8% |
| Participation rate | 96.8% | 68.9%+27.9pp | 79.8%+17.0pp | 70.8%+26.0pp |
| Annual return | 9.05% | 17.77%-8.7pp | 52.62%-43.6pp | 17.84%-8.8pp |
| Employer contribution / active EE | $3,106 | $2,819+10.2% | $4,767-34.8% | $2,790+11.3% |
| Participant deferral / active EE | $7,058 | $3,349+110.8% | $5,856+20.5% | $4,249+66.1% |
| Admin fee / account holder | $4,551 | $6,627-31.3% | $20,388-77.7% | $8,951-49.2% |