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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,425 | $39,132+195.0% | $57,196+101.8% | $62,881+83.6% |
| Participation rate | 100.0% | 70.5%+29.5pp | 75.3%+24.7pp | 69.3%+30.7pp |
| Annual return | 8.70% | 9.24%-0.5pp | 14.59%-5.9pp | 20.14%-11.4pp |
| Employer contribution / active EE | $7,725 | $1,874+312.2% | $2,683+187.9% | $2,281+238.7% |
| Participant deferral / active EE | $7,104 | $2,374+199.2% | $3,096+129.5% | $3,203+121.8% |
| Admin fee / account holder | $1,159 | $2,594-55.3% | $3,141-63.1% | $4,296-73.0% |