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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,574 | $112,933+9.4% | $90,970+35.8% | $158,982-22.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 13.29% | 215.82%-202.5pp | 134.60%-121.3pp | 302.99%-289.7pp |
| Employer contribution / active EE | $1,656 | $2,893-42.8% | $2,122-22.0% | $4,763-65.2% |
| Participant deferral / active EE | $4,339 | $4,128+5.1% | $3,373+28.6% | $5,983-27.5% |
| Admin fee / account holder | $1,385 | $8,047-82.8% | $5,961-76.8% | $11,252-87.7% |