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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,843 | $135,956+8.7% | $123,894+19.3% | $273,972-46.0% |
| Participation rate | 75.0% | 84.1%-9.1pp | 81.4%-6.4pp | 83.0%-8.0pp |
| Annual return | 4.52% | 56.63%-52.1pp | 47.52%-43.0pp | 41.46%-36.9pp |
| Employer contribution / active EE | $2,875 | $5,170-44.4% | $4,617-37.7% | $4,869-41.0% |
| Participant deferral / active EE | $7,187 | $6,343+13.3% | $5,984+20.1% | $5,287+35.9% |
| Admin fee / account holder | $1,238 | $9,817-87.4% | $8,357-85.2% | $10,133-87.8% |