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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,216 | $209,428+22.3% | $178,498+43.5% | $158,950+61.2% |
| Participation rate | 93.8% | 86.4%+7.4pp | 81.9%+11.8pp | 82.0%+11.8pp |
| Annual return | 5.66% | 188.78%-183.1pp | 151.09%-145.4pp | 302.91%-297.3pp |
| Employer contribution / active EE | $3,061 | $5,707-46.4% | $5,011-38.9% | $4,762-35.7% |
| Participant deferral / active EE | $3,141 | $5,955-47.3% | $5,202-39.6% | $5,983-47.5% |
| Admin fee / account holder | $7,159 | $17,077-58.1% | $13,985-48.8% | $11,248-36.4% |