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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,262 | $176,402-78.3% | $134,155-71.5% | $158,950-75.9% |
| Participation rate | 0.0% | 78.7%-78.7pp | 72.2%-72.2pp | 82.0%-82.0pp |
| Annual return | 3.58% | 63.66%-60.1pp | 36.34%-32.8pp | 302.91%-299.3pp |
| Employer contribution / active EE | $1,280 | $5,042-74.6% | $3,705-65.4% | $4,762-73.1% |
| Participant deferral / active EE | $5,735 | $4,093+40.1% | $3,500+63.9% | $5,983-4.1% |
| Admin fee / account holder | $1,457 | $8,719-83.3% | $6,685-78.2% | $11,248-87.1% |