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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,405 | $199,109-59.6% | $173,730-53.7% | $154,746-48.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 8.15% | 20.02%-11.9pp | 19.96%-11.8pp | 172.34%-164.2pp |
| Employer contribution / active EE | $20,913 | $5,311+293.7% | $4,577+356.9% | $4,379+377.6% |
| Participant deferral / active EE | $23,346 | $7,113+228.2% | $6,326+269.0% | $6,730+246.9% |
| Admin fee / account holder | $46,148 | $20,916+120.6% | $17,523+163.4% | $14,365+221.2% |