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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,324 | $135,645+166.4% | $110,243+227.8% | $135,380+166.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -6.81% | 513.24%-520.0pp | 314.76%-321.6pp | 519.81%-526.6pp |
| Employer contribution / active EE | $5,364 | $4,907+9.3% | $3,827+40.2% | $4,779+12.3% |
| Participant deferral / active EE | $15,694 | $5,507+185.0% | $4,672+235.9% | $5,609+179.8% |
| Admin fee / account holder | $18,059 | $11,458+57.6% | $8,548+111.3% | $10,828+66.8% |