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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,405 | $178,174-54.9% | $156,181-48.5% | $137,256-41.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 8.15% | 84.19%-76.0pp | 64.87%-56.7pp | 220.34%-212.2pp |
| Employer contribution / active EE | $20,913 | $4,972+320.6% | $4,294+387.0% | $4,156+403.2% |
| Participant deferral / active EE | $23,346 | $6,888+238.9% | $6,132+280.7% | $6,407+264.4% |
| Admin fee / account holder | $46,148 | $17,404+165.2% | $14,586+216.4% | $12,270+276.1% |