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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,255 | $45,152+186.3% | $73,835+75.1% | $59,633+116.7% |
| Participation rate | 95.2% | 64.0%+31.2pp | 73.4%+21.8pp | 68.7%+26.6pp |
| Annual return | -3.69% | 27.40%-31.1pp | 2268.13%-2271.8pp | 2041.40%-2045.1pp |
| Employer contribution / active EE | $6,717 | $1,901+253.3% | $2,788+141.0% | $2,203+204.9% |
| Participant deferral / active EE | $6,996 | $2,573+171.9% | $3,583+95.2% | $3,192+119.2% |
| Admin fee / account holder | $636 | $3,515-81.9% | $4,880-87.0% | $4,297-85.2% |