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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,968 | $96,508+104.1% | $75,901+159.5% | $152,897+28.8% |
| Participation rate | 82.6% | 76.2%+6.4pp | 69.3%+13.3pp | 82.5%+0.2pp |
| Annual return | 17.53% | 33.99%-16.5pp | 30.76%-13.2pp | 345.43%-327.9pp |
| Employer contribution / active EE | $5,671 | $3,310+71.3% | $2,501+126.8% | $4,764+19.1% |
| Participant deferral / active EE | $5,064 | $4,554+11.2% | $3,603+40.5% | $5,851-13.4% |
| Admin fee / account holder | $9,444 | $8,081+16.9% | $5,420+74.2% | $11,599-18.6% |