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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,448 | $47,944+97.0% | $67,834+39.2% | $62,881+50.2% |
| Participation rate | 92.3% | 61.1%+31.2pp | 68.8%+23.5pp | 69.3%+23.0pp |
| Annual return | 6.67% | 11.77%-5.1pp | 138.47%-131.8pp | 20.14%-13.5pp |
| Employer contribution / active EE | $4,601 | $1,562+194.6% | $2,403+91.4% | $2,281+101.7% |
| Participant deferral / active EE | $4,908 | $2,247+118.4% | $3,160+55.3% | $3,203+53.2% |
| Admin fee / account holder | $6,537 | $3,712+76.1% | $4,622+41.4% | $4,296+52.2% |