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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,758 | $105,623+57.9% | $87,502+90.6% | $273,970-39.1% |
| Participation rate | 68.8% | 78.2%-9.4pp | 73.8%-5.1pp | 83.0%-14.3pp |
| Annual return | 2.05% | 12.26%-10.2pp | 12.21%-10.2pp | 41.46%-39.4pp |
| Employer contribution / active EE | $0 | $3,141-100.0% | $2,550-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $746 | $3,601-79.3% | $3,149-76.3% | $5,287-85.9% |
| Admin fee / account holder | $8,433 | $4,781+76.4% | $4,221+99.8% | $10,132-16.8% |