Retirement plan

HOLTKAMP, LIESE, SCHULTZ & KAFOURY, P.C. 401(K) PROFIT SHARING PLAN

Name: HOLTKAMP, LIESE, SCHULTZ & KAFOURY, P.C. - HOLTKAMP, LIESE, SCHULTZ & KAFOURY, P.C. 401(K) PROFIT SHARING PLAN (2020) Form 5500
Creator: HOLTKAMP, LIESE, SCHULTZ & KAFOURY, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HOLTKAMP, LIESE, SCHULTZ & KAFOURY, P.C. 401(K) PROFIT SHARING PLAN, HOLTKAMP, LIESE, SCHULTZ & KAFOURY, P.C.

HOLTKAMP, LIESE, SCHULTZ & KAFOURY, P.C.EIN 43-1059984Plan #001PY 2020

217 N 10TH ST., STE. 400 - SAINT LOUIS, MO 631012003314-621-7773holtkampliese.comLinkedIn11-50 employeeslaw practice

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$3.9M

+12.8% from 2019

Total participants

0.0% from 2019

Average account balance

$257,581

-2.3% from 2019

Annual return

16.08%

-3.52 pp from 2019

Benchmarks

See 120,779 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort120,779 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.69M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$380K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

187.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$137K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$24102

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2R2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$235K

$19599 / participant

Other / not subdivided$235K100.0%

% of EOY assets

6.087%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$257,581

$165,361+55.8%

$149,715+72.0%

$158,950+62.1%

Participation rate

91.7%

84.6%+7.1pp

82.5%+9.2pp

82.0%+9.7pp

Annual return

16.08%

348.24%-332.2pp

276.66%-260.6pp

302.91%-286.8pp

Employer contribution / active EE

$1,104

$5,103-78.4%

$4,645-76.2%

$4,762-76.8%

Participant deferral / active EE

$8,170

$7,182+13.8%

$6,842+19.4%

$5,983+36.6%

Admin fee / account holder

$15,679

$10,808+45.1%

$9,310+68.4%

$11,248+39.4%

HOLTKAMP, LIESE, SCHULTZ & KAFOURY, P.C. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HOLTKAMP, LIESE, SCHULTZ & KAFOURY, P.C. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion