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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,634 | $82,028-27.3% | $123,105-51.6% | $59,6330% |
| Participation rate | 67.9% | 83.2%-15.3pp | 86.8%-18.9pp | 68.7%-0.8pp |
| Annual return | -0.33% | 5.12%-5.4pp | 13.22%-13.5pp | 2041.45%-2041.8pp |
| Employer contribution / active EE | $1,658 | $3,297-49.7% | $5,151-67.8% | $2,203-24.7% |
| Participant deferral / active EE | $5,150 | $4,667+10.3% | $6,229-17.3% | $3,192+61.3% |
| Admin fee / account holder | $2,231 | $5,879-62.0% | $9,014-75.2% | $4,297-48.1% |