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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,536 | $157,296-66.6% | $141,191-62.8% | $152,897-65.6% |
| Participation rate | 69.2% | 84.8%-15.6pp | 82.5%-13.2pp | 82.5%-13.2pp |
| Annual return | 26.01% | 64.34%-38.3pp | 71.41%-45.4pp | 345.43%-319.4pp |
| Employer contribution / active EE | $1,213 | $5,262-77.0% | $4,736-74.4% | $4,764-74.5% |
| Participant deferral / active EE | $6,268 | $7,111-11.9% | $6,710-6.6% | $5,851+7.1% |
| Admin fee / account holder | $28 | $12,125-99.8% | $10,264-99.7% | $11,599-99.8% |