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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,680 | $144,130-39.9% | $117,861-26.5% | $147,586-41.3% |
| Participation rate | 90.9% | 83.4%+7.5pp | 79.7%+11.2pp | 82.8%+8.1pp |
| Annual return | 12.65% | 531.20%-518.5pp | 335.11%-322.5pp | 578.59%-565.9pp |
| Employer contribution / active EE | $431 | $4,897-91.2% | $3,786-88.6% | $4,876-91.2% |
| Participant deferral / active EE | $2,726 | $5,316-48.7% | $4,482-39.2% | $5,439-49.9% |
| Admin fee / account holder | $5,653 | $10,887-48.1% | $8,021-29.5% | $10,886-48.1% |