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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,722 | $76,519+31.6% | $56,025+79.8% | $145,897-31.0% |
| Participation rate | 38.5% | 63.2%-24.8pp | 52.5%-14.0pp | 80.3%-41.8pp |
| Annual return | 14.55% | 3017.03%-3002.5pp | 1712.69%-1698.1pp | 552.29%-537.7pp |
| Employer contribution / active EE | $941 | $1,383-32.0% | $1,042-9.7% | $4,663-79.8% |
| Participant deferral / active EE | $1,610 | $2,624-38.7% | $1,955-17.6% | $6,689-75.9% |
| Admin fee / account holder | $22 | $3,331-99.3% | $2,828-99.2% | $13,390-99.8% |