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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,923 | $86,949+33.3% | $102,460+13.1% | $80,959+43.2% |
| Participation rate | 79.6% | 72.4%+7.2pp | 76.5%+3.1pp | 67.7%+11.9pp |
| Annual return | 12.87% | 18.89%-6.0pp | 29.47%-16.6pp | 35.67%-22.8pp |
| Employer contribution / active EE | $1,032 | $2,370-56.5% | $3,025-65.9% | $2,757-62.6% |
| Participant deferral / active EE | $4,042 | $4,121-1.9% | $5,056-20.1% | $4,300-6.0% |
| Admin fee / account holder | $28,529 | $8,048+254.5% | $9,460+201.6% | $6,925+312.0% |