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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,923 | $86,938+33.3% | $102,423+13.2% | $80,925+43.2% |
| Participation rate | 79.6% | 72.4%+7.2pp | 76.5%+3.1pp | 67.7%+11.9pp |
| Annual return | 12.87% | 18.89%-6.0pp | 29.42%-16.5pp | 35.65%-22.8pp |
| Employer contribution / active EE | $1,032 | $2,369-56.4% | $3,023-65.9% | $2,756-62.6% |
| Participant deferral / active EE | $4,042 | $4,120-1.9% | $5,054-20.0% | $4,299-6.0% |
| Admin fee / account holder | $28,529 | $8,053+254.3% | $9,455+201.8% | $6,940+311.1% |