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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,068 | $95,453+18.5% | $112,040+0.9% | $82,448+37.1% |
| Participation rate | 75.0% | 72.8%+2.2pp | 76.5%-1.5pp | 68.1%+6.9pp |
| Annual return | 5.32% | 23.92%-18.6pp | 24.52%-19.2pp | 41.64%-36.3pp |
| Employer contribution / active EE | $1,073 | $2,318-53.7% | $2,954-63.7% | $2,551-57.9% |
| Participant deferral / active EE | $3,478 | $4,224-17.7% | $5,098-31.8% | $4,139-16.0% |
| Admin fee / account holder | $22,654 | $9,013+151.3% | $12,098+87.3% | $7,234+213.1% |