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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,754 | $76,367+126.2% | $93,614+84.5% | $72,983+136.7% |
| Participation rate | 89.2% | 71.7%+17.4pp | 75.8%+13.4pp | 69.5%+19.7pp |
| Annual return | 21.35% | 25.82%-4.5pp | 32.76%-11.4pp | 81.01%-59.7pp |
| Employer contribution / active EE | $1,753 | $2,275-23.0% | $2,718-35.5% | $2,440-28.2% |
| Participant deferral / active EE | $4,522 | $3,538+27.8% | $4,069+11.1% | $3,608+25.3% |
| Admin fee / account holder | $9,635 | $6,838+40.9% | $7,889+22.1% | $5,124+88.0% |