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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,178 | $114,712-79.8% | $173,730-86.7% | $87,485-73.5% |
| Participation rate | 89.7% | 73.0%+16.7pp | 79.6%+10.1pp | 68.9%+20.7pp |
| Annual return | 16.35% | 20.18%-3.8pp | 19.96%-3.6pp | 26.06%-9.7pp |
| Employer contribution / active EE | $1,435 | $2,904-50.6% | $4,577-68.7% | $2,596-44.7% |
| Participant deferral / active EE | $3,082 | $4,642-33.6% | $6,326-51.3% | $4,274-27.9% |
| Admin fee / account holder | $3,405 | $10,210-66.7% | $17,523-80.6% | $7,775-56.2% |