Retirement plan

EASTER SEALS MIDWEST 403(B) PLAN

Name: EASTER SEALS MIDWEST - EASTER SEALS MIDWEST 403(B) PLAN (2017) Form 5500
Creator: EASTER SEALS MIDWEST
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EASTER SEALS MIDWEST 403(B) PLAN, EASTER SEALS MIDWEST

EASTER SEALS MIDWESTEIN 43-0979927Plan #002PY 2017

13545 BARRETT PARKWAY STE 300 - SAINT LOUIS, MO 630213823314-567-7705eastersealsmidwest.orgLinkedIn1001-5000 employeesnon-profit organization management

Prospect flagsLow returnsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$4.8M

+16.8% from 2016

Total participants

1,058

+0.4% from 2016

Average account balance

$18,429

+6.5% from 2016

Annual return

11.93%

+6.49 pp from 2016

Benchmarks

See 1,308 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants1,000-4,999

Cohort1,308 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$13.84M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$28K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

493

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

24.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.03M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$217

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$20,546
MUELLER PROST1 year Service code 10 7733 FORSYTH BLVD, SUITE 1200 · ST. LOUIS, MO 63105	Accounting	$10,200
BENEFIT PLANS ADMIN SERVICES, INC.1 year Filed as: BENEFIT PLANS PLUS, LLC Service code 13 6 CITY PLACE DR., STE 700 · ST. LOUIS, MO 63141	Contract Administrator	$9,626
MORNINGSTAR1 year Filed as: MORNINGSTAR INC MORNINGSTAR ASSOC Service code 99 5904 PAYSPHERE CIRCLE · CHICAGO, IL 60674	Other Fees	$835

Plan features & details

Pension benefit codes2L2K2F2G2M2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$22K

$22 / participant

Other / not subdivided$22K100.0%

% of EOY assets

0.464%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RUBIN BROWN LLP
Auditor EIN: 430765316
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$18,429

$44,989-59.0%

$170,435-89.2%

$77,958-76.4%

Participation rate

21.3%

64.6%-43.3pp

83.6%-62.3pp

71.6%-50.3pp

Annual return

11.93%

19.61%-7.7pp

205.94%-194.0pp

20.87%-8.9pp

Employer contribution / active EE

$152

$1,466-89.6%

$5,432-97.2%

$2,310-93.4%

Participant deferral / active EE

$428

$2,208-80.6%

$4,939-91.3%

$3,537-87.9%

Admin fee / account holder

$86

$69+24.0%

$13,881-99.4%

$97-12.2%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$20,546

MUELLER PROST1 year

Service code 10

7733 FORSYTH BLVD, SUITE 1200 · ST. LOUIS, MO 63105

Accounting

$10,200

BENEFIT PLANS ADMIN SERVICES, INC.1 year

Filed as: BENEFIT PLANS PLUS, LLC

Service code 13

6 CITY PLACE DR., STE 700 · ST. LOUIS, MO 63141

Contract Administrator

$9,626

MORNINGSTAR1 year

Filed as: MORNINGSTAR INC MORNINGSTAR ASSOC

Service code 99

5904 PAYSPHERE CIRCLE · CHICAGO, IL 60674

Other Fees

$835

EASTER SEALS MIDWEST 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EASTER SEALS MIDWEST 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion