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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,699 | $51,222-12.7% | $70,544-36.6% | $75,173-40.5% |
| Participation rate | 100.0% | 61.0%+39.0pp | 68.4%+31.6pp | 67.2%+32.8pp |
| Annual return | 13.24% | 30.06%-16.8pp | 32.79%-19.6pp | 160.72%-147.5pp |
| Employer contribution / active EE | $4,164 | $1,827+127.9% | $2,976+39.9% | $2,671+55.9% |
| Participant deferral / active EE | $3,389 | $2,850+18.9% | $4,568-25.8% | $4,126-17.9% |
| Admin fee / account holder | $4,353 | $4,096+6.3% | $6,427-32.3% | $5,651-23.0% |