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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,204 | $55,713-8.1% | $75,901-32.5% | $72,975-29.8% |
| Participation rate | 93.8% | 61.1%+32.6pp | 69.3%+24.5pp | 69.5%+24.3pp |
| Annual return | 19.27% | 27.60%-8.3pp | 30.76%-11.5pp | 81.01%-61.7pp |
| Employer contribution / active EE | -$147 | $1,687-108.7% | $2,501-105.9% | $2,440-106.0% |
| Participant deferral / active EE | $4,003 | $2,634+52.0% | $3,603+11.1% | $3,608+11.0% |
| Admin fee / account holder | $1,932 | $3,980-51.5% | $5,420-64.4% | $5,124-62.3% |