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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,043 | $55,930+2.0% | $76,089-25.0% | $80,925-29.5% |
| Participation rate | 100.0% | 62.1%+37.9pp | 69.1%+30.9pp | 67.7%+32.3pp |
| Annual return | 9.98% | 20.58%-10.6pp | 360.94%-351.0pp | 35.65%-25.7pp |
| Employer contribution / active EE | $4,432 | $1,866+137.5% | $2,690+64.8% | $2,756+60.8% |
| Participant deferral / active EE | $2,636 | $3,051-13.6% | $4,259-38.1% | $4,299-38.7% |
| Admin fee / account holder | $978 | $5,241-81.3% | $6,418-84.8% | $6,940-85.9% |