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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,043 | $55,902+2.0% | $76,030-25.0% | $80,959-29.5% |
| Participation rate | 100.0% | 62.1%+37.9pp | 69.1%+30.9pp | 67.7%+32.3pp |
| Annual return | 9.98% | 20.59%-10.6pp | 361.54%-351.6pp | 35.67%-25.7pp |
| Employer contribution / active EE | $4,432 | $1,867+137.4% | $2,688+64.9% | $2,757+60.7% |
| Participant deferral / active EE | $2,636 | $3,051-13.6% | $4,257-38.1% | $4,300-38.7% |
| Admin fee / account holder | $978 | $5,239-81.3% | $6,421-84.8% | $6,925-85.9% |