Retirement plan

DOUGLASS COMMUNITY SERVICES, INC. 401(K) PROFIT SHARING PLAN

Name: DOUGLASS COMMUNITY SERVICES, INC. - DOUGLASS COMMUNITY SERVICES, INC. 401(K) PROFIT SHARING PLAN (2024) Form 5500
Creator: DOUGLASS COMMUNITY SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DOUGLASS COMMUNITY SERVICES, INC. 401(K) PROFIT SHARING PLAN, DOUGLASS COMMUNITY SERVICES, INC.

DOUGLASS COMMUNITY SERVICES, INC.EIN 43-0971877Plan #001PY 2024

909 BROADWAY - HANNIBAL, MO 63401573-221-3892douglassonline.orgLinkedIn51-200 employeesindividual & family services

Prospect flagsLow participant contributionLow fidelity bond

How to read this page

Total assets (EOY)

$4.2M

+17.0% from 2023

Total participants

159

+6.0% from 2023

Average account balance

$28,963

+14.6% from 2023

Annual return

13.40%

-3.40 pp from 2023

Benchmarks

See 5,993 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,993 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.23M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$29K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

146

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$498K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.40%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$233

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
CETERA ADVISOR NETWORKS LLC2 years Filed as: CWM LLC Service code 27 14600 BRANCH STREET · OMAHA, NE 68154	Advisory (Plan)	$16,808
AMERICAN FUNDS5 years Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618	Recordkeeping Fees	$15,628
THIRD PARTY ADMINISTRATORS, INC.4 years Filed as: THIRD PARTY ADMINISTRATORS Service code 13 41 CAMPUS DR STE 302 · NEW GLOUCESTER, ME 04260	Contract Administrator	$1,540

Plan features & details

Pension benefit codes2A2E2F2G2J3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$34K

$293 / participant

Contract admin$34K100.0%

% of EOY assets

0.803%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: GRAY HUNTER STENN LLP
Auditor EIN: 363077757
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$28,963

$55,470-47.8%

$155,556-81.4%

$74,478-61.1%

Participation rate

88.8%

61.9%+26.9pp

78.2%+10.6pp

67.2%+21.6pp

Annual return

13.40%

269.80%-256.4pp

64.84%-51.4pp

1370.56%-1357.2pp

Employer contribution / active EE

$3,486

$2,267+53.8%

$4,675-25.4%

$2,626+32.8%

Participant deferral / active EE

$806

$2,838-71.6%

$5,631-85.7%

$4,350-81.5%

Admin fee / account holder

$233

$1,744-86.7%

$15,885-98.5%

$1,946-88.0%

Provider

Service type

Compensation

CETERA ADVISOR NETWORKS LLC2 years

Filed as: CWM LLC

Service code 27

14600 BRANCH STREET · OMAHA, NE 68154

Advisory (Plan)

$16,808

AMERICAN FUNDS5 years

Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI

Service code 64

6455 IRVINE CENTER DRIVE · IRVINE, CA 92618

Recordkeeping Fees

$15,628

THIRD PARTY ADMINISTRATORS, INC.4 years

Filed as: THIRD PARTY ADMINISTRATORS

Service code 13

41 CAMPUS DR STE 302 · NEW GLOUCESTER, ME 04260

Contract Administrator

$1,540

DOUGLASS COMMUNITY SERVICES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DOUGLASS COMMUNITY SERVICES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion