Retirement plan

DOUGLASS COMMUNITY SERVICES, INC. 401(K) PROFIT SHARING PLAN

Name: DOUGLASS COMMUNITY SERVICES, INC. - DOUGLASS COMMUNITY SERVICES, INC. 401(K) PROFIT SHARING PLAN (2019) Form 5500
Creator: DOUGLASS COMMUNITY SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DOUGLASS COMMUNITY SERVICES, INC. 401(K) PROFIT SHARING PLAN, DOUGLASS COMMUNITY SERVICES, INC.

DOUGLASS COMMUNITY SERVICES, INC.EIN 43-0971877Plan #001PY 2019

711 GRAND AVENUE - HANNIBAL, MO 63401573-221-3890douglassonline.orgLinkedIn51-200 employeesindividual & family services

Prospect flagsLow assets / participantLow participant contribution

How to read this page

Total assets (EOY)

$2.5M

+21.3% from 2018

Total participants

235

+14.1% from 2018

Average account balance

$11,986

-12.4% from 2018

Annual return

20.92%

+26.97 pp from 2018

Benchmarks

See 5,342 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,342 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.23M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$29K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

146

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$498K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.40%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$233

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
AMERICAN FUNDS2 years Filed as: CAPITAL RESEARCH AND MANAGEMENT COM Service code 64 · EIN 95-1411037 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071	Recordkeeping Fees	$11,162
V WEALTH MANAGEMENT LLC2 years Filed as: V. WEALTH MANAGEMENT LLC Service code 27 · EIN 26-4711671 6800 COLLEGE BLVD. STE. 200 · OVERLAND PARK, KS 66211	Advisory (Plan)	$10,536
EPIC RETIREMENT PLAN SERVICES2 years Filed as: ABG RETIREMENT PLAN SERVICES Service code 13 · EIN 37-0899315 456 FULTON ST. STE 345 · PEORIA, IL 61602	Contract Administrator	$1,131

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$30K

$170 / participant

Contract admin$30K100.0%

% of EOY assets

1.193%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: GRAY HUNTER STENN LLP
Auditor EIN: 363077757
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$11,986

$52,961-77.4%

$172,752-93.1%

$65,185-81.6%

Participation rate

87.1%

66.2%+20.9pp

82.6%+4.4pp

70.2%+16.9pp

Annual return

20.92%

30.12%-9.2pp

802.97%-782.1pp

29.38%-8.5pp

Employer contribution / active EE

$854

$2,190-61.0%

$5,144-83.4%

$2,177-60.8%

Participant deferral / active EE

$450

$2,471-81.8%

$5,198-91.3%

$3,514-87.2%

Admin fee / account holder

$143

$472-69.7%

$13,955-99.0%

$847-83.1%

Provider

Service type

Compensation

AMERICAN FUNDS2 years

Filed as: CAPITAL RESEARCH AND MANAGEMENT COM

Service code 64 · EIN 95-1411037

333 SOUTH HOPE STREET · LOS ANGELES, CA 90071

Recordkeeping Fees

$11,162

V WEALTH MANAGEMENT LLC2 years

Filed as: V. WEALTH MANAGEMENT LLC

Service code 27 · EIN 26-4711671

6800 COLLEGE BLVD. STE. 200 · OVERLAND PARK, KS 66211

Advisory (Plan)

$10,536

EPIC RETIREMENT PLAN SERVICES2 years

Filed as: ABG RETIREMENT PLAN SERVICES

Service code 13 · EIN 37-0899315

456 FULTON ST. STE 345 · PEORIA, IL 61602

Contract Administrator

$1,131

DOUGLASS COMMUNITY SERVICES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DOUGLASS COMMUNITY SERVICES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion