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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,934 | $95,193-22.3% | $76,523-3.4% | $135,382-45.4% |
| Participation rate | 69.6% | 74.4%-4.8pp | 68.0%+1.6pp | 82.6%-13.1pp |
| Annual return | -7.38% | 4.85%-12.2pp | -0.27%-7.1pp | 519.77%-527.2pp |
| Employer contribution / active EE | $379 | $3,302-88.5% | $2,647-85.7% | $4,779-92.1% |
| Participant deferral / active EE | $2,107 | $4,639-54.6% | $3,835-45.1% | $5,609-62.4% |
| Admin fee / account holder | $387 | $6,249-93.8% | $4,848-92.0% | $10,829-96.4% |