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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,726 | $167,504-18.4% | $151,628-9.8% | $134,509+1.6% |
| Participation rate | 70.0% | 88.4%-18.4pp | 87.5%-17.5pp | 81.2%-11.2pp |
| Annual return | -23.14% | 7.81%-30.9pp | 3.34%-26.5pp | 418.13%-441.3pp |
| Employer contribution / active EE | $1,818 | $6,828-73.4% | $6,165-70.5% | $4,741-61.6% |
| Participant deferral / active EE | $2,299 | $8,985-74.4% | $8,363-72.5% | $6,400-64.1% |
| Admin fee / account holder | $420 | $13,779-96.9% | $11,613-96.4% | $11,427-96.3% |