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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,291 | $45,872-34.0% | $77,081-60.7% | $68,495-55.8% |
| Participation rate | 64.9% | 55.9%+9.0pp | 67.9%-3.0pp | 67.9%-3.0pp |
| Annual return | -16.05% | 1.73%-17.8pp | 42.33%-58.4pp | -7.84%-8.2pp |
| Employer contribution / active EE | $6,489 | $1,650+293.4% | $2,813+130.6% | $2,596+149.9% |
| Participant deferral / active EE | $3,198 | $2,963+8.0% | $4,428-27.8% | $4,028-20.6% |
| Admin fee / account holder | $1,613 | $3,041-47.0% | $5,427-70.3% | $5,403-70.1% |