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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,871 | $95,895-65.7% | $79,576-58.7% | $134,509-75.6% |
| Participation rate | 84.6% | 75.0%+9.6pp | 69.5%+15.1pp | 81.2%+3.4pp |
| Annual return | -15.54% | -2.72%-12.8pp | 0.15%-15.7pp | 418.13%-433.7pp |
| Employer contribution / active EE | $766 | $3,128-75.5% | $2,413-68.3% | $4,741-83.8% |
| Participant deferral / active EE | $919 | $4,693-80.4% | $3,985-76.9% | $6,400-85.6% |
| Admin fee / account holder | $791 | $9,129-91.3% | $6,834-88.4% | $11,427-93.1% |