Retirement plan

CAROL HOUSE FURNITURE, INC 401K PROFIT SHARING PLAN

Name: CAROL HOUSE FURNITURE, INC - CAROL HOUSE FURNITURE, INC 401K PROFIT SHARING PLAN (2015) Form 5500
Creator: CAROL HOUSE FURNITURE, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAROL HOUSE FURNITURE, INC 401K PROFIT SHARING PLAN, CAROL HOUSE FURNITURE, INC

CAROL HOUSE FURNITURE, INCEIN 43-0957922Plan #001PY 2015

2332 MILLPARK DRIVE - MARYLAND HEIGHTS, MO 630433530314-427-4200LinkedIn51-200 employeesfurniture

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$9.5M

No prior year

Total participants

181

No prior year

Average account balance

$66,747

No prior year

Annual return

0.13%

No prior year

Benchmarks

See 2,153 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort2,153 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$14.80M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$122K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

121

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

85.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$574K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.80%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$481

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
COMMERCE BANK1+ years Filed as: THE COMMERCE TRUST COMPANY Service code 24 · EIN 43-9557922	Discretionary Trustee	$41,131
DAILYACCESS CORPORATION1+ years Service code 15 · EIN 63-1156117 307 UNIVERSITY BLVD. NORTH · MOBILE, AL 36688	Recordkeeping	$21,186

Plan features & details

Pension benefit codes2E2H2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$62K

$424 / participant

Investment mgmt$41K66.0%
Other / not subdivided$21K34.0%

% of EOY assets

0.657%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLIFTON LARSON ALLEN
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$66,747

$39,245+70.1%

$64,105+4.1%

$52,331+27.5%

Participation rate

73.5%

58.2%+15.2pp

68.2%+5.3pp

68.1%+5.4pp

Annual return

0.13%

14.79%-14.7pp

791.24%-791.1pp

4.54%-4.4pp

Employer contribution / active EE

$1,355

$736+84.1%

$1,820-25.5%

$1,882-28.0%

Participant deferral / active EE

$2,000

$1,992+0.4%

$2,822-29.1%

$3,022-33.8%

Admin fee / account holder

$439

$592-25.9%

$4,499-90.2%

$592-25.8%

Provider

Service type

Compensation

COMMERCE BANK1+ years

Filed as: THE COMMERCE TRUST COMPANY

Service code 24 · EIN 43-9557922

Discretionary Trustee

$41,131

DAILYACCESS CORPORATION1+ years

Service code 15 · EIN 63-1156117

307 UNIVERSITY BLVD. NORTH · MOBILE, AL 36688

Recordkeeping

$21,186

CAROL HOUSE FURNITURE, INC 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CAROL HOUSE FURNITURE, INC 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion