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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,651 | $56,197+150.3% | $67,652+107.9% | $59,633+135.9% |
| Participation rate | 55.9% | 71.5%-15.6pp | 75.7%-19.8pp | 68.7%-12.8pp |
| Annual return | 2.18% | 18508.10%-18505.9pp | 6625.40%-6623.2pp | 2041.45%-2039.3pp |
| Employer contribution / active EE | $360 | $1,615-77.7% | $2,266-84.1% | $2,203-83.6% |
| Participant deferral / active EE | $1,715 | $2,844-39.7% | $3,560-51.8% | $3,192-46.3% |
| Admin fee / account holder | $454 | $3,958-88.5% | $4,821-90.6% | $4,297-89.4% |