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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,495 | $87,546+4.5% | $75,784+20.7% | $125,389-27.0% |
| Participation rate | 92.3% | 80.2%+12.1pp | 75.8%+16.5pp | 83.2%+9.1pp |
| Annual return | -5.81% | 13.49%-19.3pp | 9.68%-15.5pp | 282.24%-288.0pp |
| Employer contribution / active EE | $2,991 | $3,930-23.9% | $3,323-10.0% | $4,866-38.5% |
| Participant deferral / active EE | $4,406 | $4,230+4.2% | $3,652+20.6% | $5,352-17.7% |
| Admin fee / account holder | $3,134 | $6,503-51.8% | $5,300-40.9% | $9,541-67.2% |