Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,432 | $88,042+47.0% | $138,135-6.3% | $79,858+62.1% |
| Participation rate | 46.8% | 71.4%-24.6pp | 78.7%-31.9pp | 69.6%-22.8pp |
| Annual return | 14.23% | 20.58%-6.3pp | 20.51%-6.3pp | 31.72%-17.5pp |
| Employer contribution / active EE | $309 | $3,103-90.1% | $5,587-94.5% | $2,471-87.5% |
| Participant deferral / active EE | $2,232 | $4,704-52.5% | $6,431-65.3% | $3,740-40.3% |
| Admin fee / account holder | $1,622 | $7,791-79.2% | $11,856-86.3% | $5,306-69.4% |