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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,179 | $67,602+0.9% | $82,312-17.2% | $70,126-2.8% |
| Participation rate | 33.3% | 72.8%-39.4pp | 76.9%-43.6pp | 69.5%-36.2pp |
| Annual return | 16.94% | 21.57%-4.6pp | 25.88%-8.9pp | 73.15%-56.2pp |
| Employer contribution / active EE | $1,761 | $1,755+0.3% | $2,428-27.5% | $2,343-24.8% |
| Participant deferral / active EE | $5,331 | $2,987+78.4% | $3,706+43.8% | $3,332+60.0% |
| Admin fee / account holder | $233 | $4,512-94.8% | $5,608-95.8% | $4,645-95.0% |